Commercial auto policies cover personal cars used for business, as well as SUVs, light-duty trucks, buses, limousines, taxicabs, vans, and other delivery vehicles used solely for business purposes.
The use of these automobiles is associated with a range of risk factors, including how you use them, how often, and how many miles they travel each year, among other factors.
Insurance companies review these risk factors along with any efforts your company may make to improve driver safety when they assess the amount of coverage your business needs.
Michael E.